The Small Business Financing Guide



Stephen Bush is the Founder/CEO of AEX Commercial Financing Group and is a small business loans expert who has written for many years about how to find realistic solutions for commercial finance problems. His latest series of special reports explain business banking and small business finance problems in straightforward and concise terms.Two of these reports are “Seven Words Describing Commercial Real Estate Loans” and “Six Words to Describe Commercial Loans”. Business owners should contact Steve to receive a candid review of practical small business financing options and to learn more about his current recommendations.

Practical and Candid Business Financing Advice


AEX Commercial Financing Group









UPDATED INFORMATION ABOUT SMALL BUSINESS FINANCE PROGRAMS —

  • Unlike many business financing sources that have discontinued or reduced their commercial loan activities, AEX Commercial Financing Group remains as one of the few consistently-reliable sources for working capital loans, business finance consulting, short term financing, small business loans and merchant cash advances throughout the United States that has also REDUCED their professional fees.

  • Many businesses are experiencing difficulties in refinancing commercial mortgages and replacing business credit lines which have been reduced or revoked. AEX Commercial Financing Group can provide both short-term capital financing and long-term business financing options.

  • A funding solution from banks is not routinely appearing for business finance needs that most owners currently have. Banks have been the traditional source of small business loans for several decades, but this role seems to be growing to a close. As a result, it has become essential for borrowers to both evaluate their commercial finance needs and find new sources for commercial financing and working capital loans. A series of brief explanations about several of the most critical commercial lending issues likely to be confronted by small businesses are summarized in a recent AEX special report.

  • QUESTIONS? Please contact Stephen Bush for key updates and timely commercial finance advice.



The AEX Small Business Financing Guide is published by AEX Commercial Financing Group. AEX provides business financing, SBA loans and small business loans throughout the United States.

AEX commercial finance funding programs include the following:
  • Small business cash advances
  • Short term loans
  • Small business mortgages
  • Working capital financing and working capital advance program
  • Business opportunity financing
  • Commercial finance consulting
  • Merchant loans, merchant financing and merchant cash advance programs

AEX offers small business loan programs and commercial mortgage loans up to $25 million.

AEX business financing is available for special purpose properties such as funeral homes and golf courses.

AEX offers a unique Referral Fee Program.

AEX publishes the AEX Commercial Mortgage Guide and the AEX Working Capital Strategies Guide.

The Small Business Financing Guide

Working Capital Journal Excerpts

An Important Update About Small Business Cash Advances and Short-term Working Capital

For most small businesses, the use of working capital financing tied to future credit card processing activity appears to be the one of the two most-reliable sources for business finance funding during the current financial turmoil (the other effective option — short-term working capital loans). As noted in The Working Capital Journal, there are ten key problems which should be avoided with credit card financing — The AEX Business Cash Advance Program has eliminated these critical problems and is available for use by businesses throughout the United States. (AEX can also provide short-term commercial loans.)

Working Capital Management Improvements with Credit Card Financing

Even thriving businesses frequently need more working capital than they can borrow from a bank. Recent commercial funding difficulties have further magnified small business cash management challenges. When business owners are looking for methods to improve their cash flow, credit card receivables management is frequently overlooked. For any business that accepts credit cards as a method of payment, a business cash advance obtained via credit card processing is a valuable commercial financing tool. Of equal importance is the opportunity to reduce credit card processing costs at the same time that commercial borrowers obtain business cash advances via credit card factoring.

Recent headlines from The Working Capital Journal are shown in the small business financing widget below —




Our website helps us communicate with business owners about new small business loan issues, but it is impossible to publish all important commercial finance advice and updates on one “front page”.

Even though we invite business borrowers to contact us directly for candid advice, comments like the following AEX observation might be overlooked —

Many banks are no longer active in making small business commercial loans. An even more distressing situation which we see currently involves misleading and deceptive public statements by banks insisting that they are “lending normally” to businesses. The recent turmoil in business lending markets has shown just how quickly things can change when borrowers are looking for reliable sources of commercial financing. I originally wrote this report long before the massive problems with banks throughout the United States. Although many banks are rushing to create the public image that “everything is fine now”, we strongly believe that the potential for malpractice in small business finance and working capital loans has in fact gotten much worse since we published this precautionary report.

Small Business Loan ExpertThe use of a small business financing expert is a prudent step for commercial borrowers to take in view of continuing business lending difficulties.

Commercial Loan Options in Six Words — This article reflects our firm belief that a more concise (and candid) explanation about practical options for commercial loans will help small business owners to successfully deal with commercial lending difficulties. In several other commercial finance reports such as
“Seven Words to Describe Commercial Mortgage Loans”, we employed a similar strategy.




Some thoughts about working capital help from Stephen Bush, Founder and Chief Executive Officer for AEX Commercial Financing Group:

"Lenders providing competitive business financing and working capital cash for special purpose business loan needs are relatively rare. AEX has built a solid reputation based upon candid advice for avoiding critical problems with commercial loans and commercial mortgages. This problem-oriented experience is of critical importance to business owners interested in avoiding common business finance difficulties typically encountered with complex SBA loan refinancing, commercial real estate investment property investing, construction financing and business opportunity financing. Our straightforward advice and commercial funding programs can help most business borrowers immediately."

Commercial Mortgages Guide - Small Business Mortgages

More information about AEX Commercial Financing Group - Commercial Loans

Working Capital Guide - Business Cash Advances


A Special Business Financing and SBA Loans Comment:

Recent events in financial markets have produced lingering uncertainties as to the impact for commercial loans, commercial real estate financing and small business cash advances. Anticipating business loan problems and solving difficult working capital financing issues have long been among the key reasons for small business owners including AEX Commercial Financing Group in their commercial loan discussions.

Some commercial lenders (especially those with a local or regional focus) have stopped their business lending activities. For many commercial borrowers, it might seem that their commercial financing options have disappeared. In these uncertain circumstances, we offer our problem-finding and problem-solving expertise to help in any way that we can. 

Please contact us directly for a personalized conversation about business financing.




Business owners wanting help with working capital financing and commercial loans should contact Stephen Bush (Founder and Chief Executive Officer - AEX Commercial Financing Group) for practical, candid and personalized advice.

Stephen Bush — (614) 335-4901




Twitter Updates Small Business Financing

Small Business Finance Guide